Frances | July 26, 2012
You may have heard Dave Ramsey say “live like no else so later you can live like no one else”. We have “lived like no one else” and now we still “living like no one else”, honestly because we like it.
In the past we have talked about cable and how we have not had cable for more years that we can count and do not miss it or want it. Now was the time to look at our cell phone bill. We have finally had enough of paying $80 a month ($960 a year) to a cell phone company for something that we can get for $3 a month (less than $70 a year)! No we didn’t sign up for one of those government cell phone packages, which is fine if you do qualify.
Keep in mind that we don’t use text messaging or internet on our cell phones. If you want this type of service this may not work for you.
Here is how we did it:
We started making the transfer a couple months ago when we realized that we are only 2 months away from our cell phone contract ending. It cost us $40 to cancel our cell phone service 2 months early. If you want to keep your phone number, don’t go out and cancel your service without getting a replacement phone.
Our first step was to set up a new free home phone with Skype (www.Skype.com). Along with a free home phone (calling out), anyone can have a video conference with anyone with internet connection and Skype for free (fantastic for military families). We asked one of our family members to download Skype as well and now The Little One can see the family member as well as talk to them. We found a clearance USB phone to plug into our laptop instead of using the laptop speaker to make the phone calls clearer.
We went the extra step and it cost us $30 a YEAR and $2.99 a month to get a home phone number through Skype. We actually never had a home phone number. This also has a free answering machine and caller id so you will not miss a call.
We purchased a $9.99 TracFone phone and a $29.99/90 day phone card from Walmart. The TracFone we purchased doubles all minutes we buy in the future. So we bought 60 minutes turned into 120 minutes and the phone has additional coupon codes for even more minutes. We keep this phone with us in the vehicle for emergencies. This phone also has free caller ID, so if we get a call that is not an emergency we can call when we get home. We don’t need to be driving and talking on the phone, right? This phone will receive text messages and voice mail but that will cost you minutes if you read or listen to the messages.
We made a phone call to TracFone (which has wonderful customer service) and transferred our old phone number to the new TracFone (took a couple days).
We are less than $100 in it, and have signed up for $2.99 a month which replaces the $80 a month bill.
If you need thousands of minutes every month. The pay-as-you-go service isn’t going to be cost effective. If you need a phone for emergencies or occasional use, then it is.
We are known for thinking outside the box. Think about how you are really using your service and do you really need 1,000 minutes or more a month? Did you know that 1,000 minutes equates to about 16 hours a month? That’s a half hour of your life you can have back every day along with the savings to your pocketbook.
So what about “buying” more cell phone minutes for FREE?
Amazon has 200 minute /90 days card for $34.99 which is cheaper than Walmart.
Use your 5100 of your Swagbucks to get a $50 Amazon credit and purchase your minutes for FREE! We now have 400+ minutes for FREE!